Will damages to my rental car go to my car insurance if I was not the one driving?

Wat is da average cost of auto  insurance  for a completely new automobile motivated largely with an adolescent?
"Easily could get free  insurance    in MoDo I've to pay over a moving vehicle rental for  insurance ?
"I am curious. I have recently moved and that I could not feel the difference in price for auto insurance. I two thousand miles east pay only over one thousand annually as opposed to four 5 thousand wherever I applied to reside